A PLANNED
EXPANSION
ROLL OUT
2026 will mark the phased launch of the Cluberly platform. Our strategy is deliberate: deploy core infrastructure first, expand capability second, and then extend into specialised markets once the ecosystem is fully bedded in.
Each stage builds on the previous one, widening functionality while strengthening operational depth.
STAGE 1
Stage One – Core Platform & Foundation Services
Stage One introduces the Cluberly app and our first Cluberly-branded prepaid card. This phase focuses on individual single-account users and establishes the essential financial architecture of the platform.
This stage lays the groundwork for structured saving, disciplined spending and measurable impact.
Members will be able to:
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Open a prepaid account
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Receive deposits and transfer funds in-app
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Create savings pots and activate Auto Save
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Access the Multi-Bank Saver
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Invest through a Cash ISA and Money Market Fund
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Choose and support a cause
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Receive payment notifications and manage their card in-app
STAGE 2
Stage Two – Expansion, Affiliates & Enhanced Wallet Capability
Stage Two expands both functionality and reach.
Parent and group accounts will be introduced, alongside affiliate-designed and co-branded cards cluberly services.
Investment options will expand to include model portfolios and additional structured products. The wallet becomes more dynamic, introducing greater control, flexibility and ecosystem connectivity.
Key developments include:
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Debit functionality
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Round-ups and enhanced savings tools
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Salary payments via BACS
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Junior and Kitty-style shared accounts
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Spending limits and controls
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Loyalty rewards
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Instant transfers and QR payment links
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Affiliate card designs
STAGE 3
Stage Three – Junior, Pro & Corporate Evolution
Stage Three represents platform specialisation and scale.
Corporate accounts and Apple Pay integration will be introduced, alongside the launch of the Cluberly Junior app and Cluberly Pro version.
This phase positions Cluberly as a multi-category financial ecosystem serving individuals, families and corporates within one connected infrastructure.
Key developments include:
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Corporate cards and expense management
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Accounting software integrations and invoice scanning
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SIPPs and build-your-own investment portfolios
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Social impact reporting and live statistics
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Currency swaps and international payment capability
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Advanced security features including biometric authentication
The roadmap reflects disciplined expansion — moving from core capability to enhanced functionality, and ultimately to a fully diversified financial and social impact platform.
