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Cluberly and Bondsmith Unite to Power a New Era of Community-Driven Fintech

  • Feb 21
  • 3 min read

Cluberly is proud to announce its partnership with Bondsmith, a leading UK fintech infrastructure provider, marking a significant milestone in the continued evolution of the Cluberly platform.


Bondsmith operates at the core of the UK’s embedded finance ecosystem. Rather than acting as a consumer-facing bank, Bondsmith provides the regulatory and technological architecture that enables innovative financial platforms to deliver banking and savings solutions through a compliant, secure and scalable framework. By connecting digital platforms to authorised UK banking institutions, Bondsmith allows companies to bring sophisticated financial products to market without compromising on regulatory integrity or operational strength.


For Bondsmith, the partnership with Cluberly represents more than simply onboarding another fintech client. It reflects a shared belief in innovation, accessibility and the power of financial infrastructure to support meaningful change.


A senior representative from Bondsmith commented, “From our first conversations with Cluberly, it was clear this was not a typical fintech proposition. The team has developed a genuinely distinctive marketing model that combines financial services with community engagement in a way we have not seen before. That uniqueness is compelling, and we believe it has the potential to create real impact.”


At the heart of Cluberly’s proposition is its community-led model, designed to connect saving and investing with support for grassroots causes. Rather than competing solely on rate or product features, Cluberly has built a platform around participation, referral momentum and social purpose. It is this structural differentiation that drew Bondsmith’s attention.


Bondsmith’s leadership team recognises that while the fintech market is crowded, truly differentiated distribution models are rare. “Many fintech businesses offer variations of the same financial products,” Bondsmith added. “Cluberly stands out because of how it engages users. The community-first approach, combined with a strong digital strategy, gives the platform a powerful multiplier effect. From an infrastructure perspective, we are excited to support that growth.”


For Cluberly, the partnership represents a strategic alignment with a trusted infrastructure provider capable of supporting both present ambitions and future scale. By working with Bondsmith, Cluberly is able to integrate regulated banking functionality into the app in a seamless and efficient way, ensuring that members benefit from institutional-grade systems delivered through a simple digital interface.


Kevin London, Founder and CEO of Cluberly, expressed his enthusiasm for the collaboration. “Partnering with Bondsmith gives us access to a robust and scalable financial infrastructure that aligns perfectly with our long-term vision. Their expertise allows us to focus on what makes Cluberly unique – our community-driven growth model and member experience – while knowing that the underlying framework is secure, compliant and built for expansion.”


The partnership also positions Cluberly strongly for future product development. Bondsmith’s embedded finance capabilities allow Cluberly to broaden its offering responsibly, introducing new savings and cash management solutions without compromising on regulatory standards or operational oversight.


Bondsmith sees particular promise in the way Cluberly’s model could amplify growth through organic engagement. “We believe Cluberly’s approach to user acquisition and retention is genuinely innovative,” the Bondsmith spokesperson noted. “When financial services are connected to something people care about, engagement becomes deeper and more durable. That can create a powerful foundation for long-term growth.”


The collaboration is built on more than technology. Both companies share a forward-looking view of the UK fintech landscape, recognising that future leaders will combine strong infrastructure with distinctive positioning and customer trust.


Cluberly’s management team has been equally clear about the importance of choosing the right infrastructure partner. “As we scale, it is critical that the foundations of our platform remain strong,” Kevin London added. “Bondsmith’s reputation within the fintech ecosystem and their technical capabilities made them a natural partner. We are pleased to be working closely with their team as we continue to expand.”


As Cluberly prepares for its next phase of growth, the partnership with Bondsmith signals confidence on both sides. Bondsmith is backing a platform it believes has a truly unique and potentially impactful marketing model, while Cluberly is leveraging a sophisticated infrastructure partner to deliver its vision securely and responsibly.


Together, the two organisations aim to demonstrate that innovation in financial services is not only about new products, but about new ways of connecting people, technology and purpose.

 
 
 

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© The Cluberly App Ltd. All rights reserved. Registered office: North Lodge, Hawkesyard, Armitage Lane, Rugeley, United Kingdom, WS15 1PS.
Company registration number: 13213572.
 

The Cluberly App Ltd is the technology owner and platform provider of the Cluberly app and brand.
Investment-related services, including the promotion of Cluberly, will be provided by Cluberly UK Limited, which will operate as an Appointed Representative and will be authorised and regulated by the Financial Conduct Authority (FCA) (Firm Reference Number: TBC).

 

Cluberly is not a bank. The Cluberly card is issued by IDT Financial Services Limited, a principal member of Visa Europe. IDT Financial Services Limited is a regulated bank, licensed by the Gibraltar Financial Services Commission. Registered office: 57–63 Line Wall Road, Gibraltar.
Company number: 95716.
 

All customer communications should be directed to Cluberly UK Limited, North Lodge, Hawkesyard, Armitage Lane, Rugeley, United Kingdom, WS15 1PS.
 

Cluberly Interest Savings are provided by Bondsmith Savings Ltd, registered in England and Wales (Company No. 13223331).
Registered office: 124–128 City Road, London, EC1V 2NJ.
Bondsmith Savings Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 955601) for the issuing of electronic money.
 

Funds held for card loading purposes are safeguarded in segregated accounts in accordance with the Electronic Money Regulations 2011. Electronic money products are not covered by the Financial Services Compensation Scheme (FSCS).
 

The information provided on this website and within the Cluberly app is for informational purposes only and does not constitute investment, tax, or legal advice. It is not intended to be comprehensive. You should seek independent professional advice if you are unsure whether saving or investing is right for you. Cluberly does not endorse any third-party products or services referenced.

© Cluberly 2025 | All Rights Reserved

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